How Health Insurance Influences the Future of American Students

insurance

In America, health insurance is not only a safety net anymore—it is also a corner stone in a student’s life and education. While increased tuition rates and student debt command most of the attention, access to affordable and dependable health insurance is equally crucial for college-bound students. From physical well-being to economic security, and even … Read more

What Happens if You Don’t Have Health Insurance in College?

insurance

College is a time of independence, learning, and major life decisions. For many students, it’s the first time they’re responsible for their own finances, schedules—and health. While health insurance may not seem like a top priority compared to tuition, housing, or textbooks, going without it can have serious consequences. If you’re a student in college … Read more

The Emergence of Insurance Entrepreneurship on College Campuses

insurance

With startups revolutionizing every aspect of the economy these days—be it finance, healthcare, or logistics—the same is not true for insurance. What used to be regarded as a plodding industry marked by tradition and regulation is now witnessing a surge of innovation courtesy of an unlikely set of people: college students. Across U.S. college campuses, … Read more

The Next Gen Insurers: University Students Solve Real-World Risk Issues

insurance

The insurance business is undergoing a radical change. New technologies, new risks, and changing customer demands are compelling insurers to think differently—and move quicker. But where experienced professionals are driving this change, a surprising team is moving into the limelight: students at universities. Nationwide, student teams are being asked to solve actual insurance problems. Equipped … Read more

U.S. Student Teams Compete to Transform Insurance

insurance

As the world becomes more technologically driven, innovative, and risk-averse, the insurance sector is changing at lightning speed. Surprisingly, some of the most innovative ideas are not from veteran industry players — they are being spawned in college classrooms and student business incubators around the United States. From constructing claims systems based on artificial intelligence … Read more

The Expanding Role of Insurance in U.S. Higher Education

insurance

Historically, the word “insurance” seldom was mentioned in discussions of college life, unless in the passing context of student health plans or liability waivers. Now, however, the role of insurance in U.S. higher education is expanding significantly, affecting virtually every function of campus life and student life. From institutional risk management and cyber insurance protection … Read more

U.S. University Partnerships with the Insurance Industry

insurance

U.S. University Partnerships with the Insurance IndustryAmid an increasingly dynamic economic and technological environment, collaboration has become the catalyst for growth and resilience. Among the most promising examples of this is the growing alliance between U.S. universities and the insurance sector. Once viewed as working in discrete silos, academia and industry are now discovering common … Read more

The Increasing Interest in Insurance Careers among U.S. Students

insurance

In the past few years, one of the most significant trends on U.S. college campuses has been students’ growing interest in pursuing careers in the insurance sector. Traditionally regarded as a stodgy and unexciting career, insurance is increasingly becoming the career choice for a new group of professionals. Several factors are propelling this movement, including … Read more

How Wearables and Health Data Will Redesign Medical Insurance

insurance

In the past decade, wearable technology has moved from a niche gadget for fitness enthusiasts to a mainstream health companion. Devices such as smartwatches, fitness trackers, and even smart rings now monitor everything from heart rate and sleep patterns to blood oxygen levels and stress indicators. As these devices become increasingly sophisticated, they are not … Read more

What Does Medical Insurance Actually Pay For?

insurance

Medical insurance is perhaps one of the most critical money safeguards of the modern world, and yet it remains terribly poorly understood. While few assume that possessing a health insurance card translates to coverage of all their medical bills, the reality is far more complicated. Knowing precisely what your policy does—and doesn’t—cover can protect you … Read more